← The Atlas of Alternative DataChapter XII · CRDCredit & Lending
Credit and lending data is information on borrowing: loan originations, delinquencies, consumer credit health, and private credit flows, aggregated from lenders, servicers, and credit files.
14 providers tracked14 verifiedAs of 2026-07-02
The primer
Credit and lending data captures the formation and performance of loans: originations, balances, delinquencies, and the structure of securitised pools. Providers aggregate servicer feeds, public records, and structured-finance disclosures into clean panels. Investors use it to read consumer health, to underwrite structured products, and to monitor private-credit flows that never appear in headline statistics. Buyers should assess loan-segment coverage, the lag and completeness of servicer reporting, and how borrower information is anonymised.
The register
Every credit & lending provider on file. Verified means the site is live, on its own brand, and editorially checked — never paid placement. Listings are informational, not investment advice.
ProviderGeographySinceDeliveryPrice band
Bank of AmericaVerifiedData team within Bank of America responsible for understanding alternative data landscape.US——— BridgVerifiedCredit card data provider for restaurant industry. Founded in 2012; 46 employees.US——— CotalityVerifiedProperty, mortgage, and consumer-credit data across the US housing market.US1991Feed, API$150k+ dv01VerifiedLoan-level data and analytics for securitised consumer and mortgage credit.US2014Dashboard, API$150k+ EquifaxVerifiedConsumer-credit, employment, and income data and analytics.Global1899Feed, API$150k+ ExperianVerifiedConsumer and business credit data and analytics.Global1980Feed, API$150k+ FDIC BankFindVerifiedSampleFree data on US banks, financials, and institution health.US1933API, BulkFree FiscalData (US Treasury)VerifiedSampleFree US federal financial data including debt, rates, and spending.US2020API, BulkFree Moody’s Data AllianceVerifiedData portal tracking commercial and industrial loans to private companies. Founded in 2018.US——— Nova CreditVerifiedCross-border and alternative credit data infrastructure.US2016API$50–150k SandalwoodVerifiedCredit and debit card transactions, auto sales , and online+offline department store data with focus on Chinese consumers / transactions. Founded in 2015; 20 emChina——— Street DiligenceVerifiedCapital structure analytics and distressed acquisition tools, primarily for credit investors. Founded in 2012; 21 employees.US——— TransUnionVerifiedCredit and consumer-information data and risk analytics.Global1968Feed, API$150k+